This Tutorial is copyrighted to the Tutorial Writer, © Emmy Kruyswijk  03-02-2012.
 This Tutorial may not be forwarded, shared or otherwise placed on any Web Site or group without written
permission from Emmy Kruyswijk

At all Disney creations must be copyrighted.
Do you want to link my lessons?
Please send me a mail.

Materials

Filters: Penta.com - download here
Zet je filter in de map plug-ins and the pattern in the folder pattern
Open the picture in PSP.

Sand Bank

 1.
Open your image - do Shift+D - and minimize the original image.
We go further with the copy.
Set the foreground at a light color from the image and the background at a dark color from the image.
Make a foreground gradient of this - linear with this setting.

2.
Image - add border 3px - symmetric - color white.
Activate the magic wand and select the white border.

3.
Set the background at pattern - angle 0 - scale 100
Activate Flood Fill Tool and fill this with gold pattern.

4.
Effects - 3D Effects - Inner Bevel - with this setting.

Selections - select none.

5.
Image - add border 15px - symmetric - color white.
Set the foreground at gradient.
Select with the magic wand the white border - fill this with the gradient.
Give the same Inner Bevel as in point 2.
Selections - select none.

6.
Image - ad border 3px - symmetric - color white.
Select with the magic wand the white border - fill this with gold pattern.
Give the same Inner Bevel as in point 2.
Selections - select none.

7.
Image - add border 15px - symmetric - background color.
Select with the magic wand the border.

8.
Effects - plug-ins - Penta.com - Dot and Cross - with this setting.

9.
Effects - Edge Effects - enhance.
Selections - select none.

10.
Image - ad border 3px - symmetric - color white.
Select with the magic wand the white border - fill this with gold pattern.
Give the same Inner Bevel as in point 2.
Selections - select none.

11.
Image - add border - symmetric not checked - background color - with this setting.

Select the borders with the magic wand.

12.
Effects - Texture Effects - Blinds - with this setting. 

Selections - select none.

13.
Image - add borders top and bottom 3px - others at 0 - symmetric not checked - color white.
Select with the magic wand the white borders - Fill this with the gold pattern.
Give the same Inner Bevel as in point 2 2.
Selections - select none.

14.
Image - add border top and bottom  11px - others at 0 - symmetric not checked - background color.
Select the borders with the magic wand.
Effects - Texture Effects - Blinds - settings are right.
Selections - select none.

15.
Activate the original image.
Activate selection tool - rectangle - and make a selection for a pattern - as below.

Edit - copy  - edit - paste as a new image.
Set the background on this pattern.
Here stays the name of the picture

16.
Image - add border - left and right 25px - others at 0 - symmetric not checked - color white.
Select with the magic wand the white borders - fill this with the pattern you just made.
Effects - 3D Effects - Inner Bevel - with this setting. 

Selections - select none.

17.
Image - ad border 3px - symmetric - color white.
Set the background back to gold pattern.
Select with the magic wand the white border - fill this with gold pattern.

18.

Effects - 3D Effects - Inner Bevel - with this setting.

Selections - select none.

19.
Image - add border 15px - symmetric - color white.
Select with the magic wand the white border - fill this with the gradient.

20.
Effects - 3D Effects - Inner Bevel - setting is right.
Selections - select none.

21.
Image - ad border 3px - symmetric - color white.
Select with the magic wand the white border - fill this with gold pattern.
Give the same Inner Bevel as in point 2.
Selections - select none.

22.
Image - add border 30px - symmetric - color white.
Select with the magic wand the white border- fill this with the gradient.

23.
Effects - plug-ins - Penta.com - Jeans - with this setting.

In your layer palette - Promote selection to layer.
Selections - select none.

24.
Image - mirror - set in your layer palette the opacity at 50.
Layers - merge - merge down.

25.
Selections - select all - selections - modify - contract 30
Effects - 3D Effects - Outer Bevel - with this setting. 

Selections - select none.

26.
Open RibbonsLooped-LM - edit - copy - edit - paste as a new layer on the image.
Eventual colorized if you need. (Adjust - Hue and Saturation - colorized)
Image - free rotate - 45 left.
Effects - 3D Effects - drop shadow - with this setting.

27.
Activate Move Tool - move this in the left upper corner.

Layers - duplicate - image - mirror.
Layers - duplicate - image - flip.
Layers - duplicate - image - mirror.

28.
Image - ad border 3px - symmetric - color white.
Select with the magic wand the white border - fill this with gold pattern.
Give the same Inner Bevel as in point 2.
Selections - select none.

29.
Image - add border 30px - symmetric - color white.
Select with the magic wand the white border - fill this with the pattern from the image (point 8).
Effects - 3D Effects - Inner Bevel - with the same setting as in point 8.
Selections - select none.

30.
Image - ad border 3px - symmetric - color white.
Select with the magic wand the white border - fill this with gold pattern.
Give the same Inner Bevel as in point 2.
Selections - select none.

31.
New raster layer - set your name or watermark into the image.
Layers - merge - merge all.
Image - resize 85% - all layers checked.
File - export - JPEG optimizer.

Ready is the tag
I hope you like this tutorial.
greetings Emmy

Tested by Cobie,